Adrian Invest

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Deal Inputs

Paste a listing URL or enter the numbers directly.

Listing URL or notes

Paste a realestate.com.au URL, then import it to prefill the calculator.

Purchase price Estimated weekly rent Suburb / area Recent comparable median Loan-to-value ratio Interest rate Vacancy allowance Management fee Other annual costs Council rates / year Water rates / year Body corporate / year Insurance / year Conveyancing and searches Building and pest Repairs allowance Buyer taxable income Depreciation / capital works

Market Evidence

Enter one comparable per line. Use sale price or weekly rent anywhere in the line.

Comparable sales Comparable rentals

Historical Growth

Use suburb medians from property reports or your own data export.

Median price 5 years ago Median price 10 years ago Expected annual growth

Scenario

Adjust pressure points to see how the deal behaves.

Rent stress 0% Rate stress 0.00% Price negotiation 0%

Deal score

72 Worth deeper due diligence

Gross yield 5.20%

Net yield 3.61%

Annual cashflow -$5,846

After-tax cashflow -$3,402

Stamp duty estimate $22,275

Total acquisition cost $674,725

Deposit required $130,000

Cash-on-cash return -2.2%

Price Check

Against comparable median +4.8%

Break-even rent $763/wk

Comparable sales median $642,000

Comparable rent median $640/wk

Rent versus comps +1.6%

Finance and Upfront Cash

Mortgage amount $520,000

Deposit required $130,000

Stamp duty $22,275

Legal costs $1,800

Building and pest $650

Total upfront cash $154,725

Historical Growth

5-year CAGR 5.9%

10-year CAGR 4.9%

Projected value in 5 years $790,822

Tax Impact

Rental taxable result -$5,846

Estimated tax change -$2,444

Uses Australian resident 2025-26 marginal rates and a 2% Medicare levy estimate. Verify with an accountant before acting.

Due Diligence Flags

Model Sources

Tax and rental deduction logic follows ATO guidance for 2025 rental properties and 2025-26 resident tax rates. Market pricing needs live comparable sales data from a provider such as CoreLogic, Domain, Pricefinder, or a manually maintained comparable set.